Terms of Use
Please read these terms carefully before using our financial budgeting platform and services
1. Agreement to Terms
By accessing and using farenquolystiv's financial budgeting platform at farenquolystiv.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and farenquolystiv, located at Unit 26, North Tyne Industrial Estate, Whitley Rd, Benton, Newcastle upon Tyne NE12 9SZ, United Kingdom.
If you do not agree with any part of these terms, you must immediately discontinue use of our services. Your continued use of the platform following any modifications to these terms constitutes acceptance of such changes.
These terms may be updated periodically. Users will be notified of significant changes via email or platform notification at least 30 days prior to implementation.
2. Description of Services
farenquolystiv provides a comprehensive financial budgeting platform designed to help individuals and households manage their personal finances effectively. Our services include budget creation tools, expense tracking, financial goal setting, and educational resources about financial literacy.
Core Features
- Personal budget creation and management tools
- Income and expense categorization systems
- Financial goal tracking and progress monitoring
- Educational content about budgeting and financial planning
- Data visualization and reporting features
- Account synchronization with UK banking institutions
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with reasonable notice to users. Service availability may vary based on your geographic location and local regulations.
3. User Account Responsibilities
Users are required to provide accurate, current, and complete information during account registration. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Account Security
You must immediately notify us of any unauthorized use of your account or any security breach. We recommend using strong passwords and enabling two-factor authentication when available.
Accurate Information
All financial data entered into the platform should be accurate and up-to-date. Inaccurate information may result in ineffective budgeting recommendations and could impact the quality of our services.
Prohibited Activities
Users may not use the platform for any unlawful purpose, attempt to gain unauthorized access to other accounts, or interfere with the proper functioning of our services.
4. Privacy and Data Protection
We take your privacy seriously and comply with UK data protection laws, including the General Data Protection Regulation (GDPR). Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms an integral part of these terms.
Data Collection and Use
- Personal identification information for account creation and verification
- Financial data necessary to provide budgeting services
- Usage patterns to improve our platform functionality
- Communication preferences for service updates and educational content
Your financial data is encrypted and stored securely. We do not sell personal information to third parties and only share data as necessary to provide our services or as required by law.
5. Financial Information Disclaimer
farenquolystiv provides budgeting tools and educational content for informational purposes only. We do not provide financial advice, investment recommendations, or guarantee specific financial outcomes. Users should consult with qualified financial advisors for personalized financial guidance.
Our platform's suggestions and recommendations are based on general budgeting principles and your input data. We cannot guarantee that following our recommendations will result in improved financial outcomes, as individual circumstances vary significantly.
Users acknowledge that all financial decisions made using information from our platform are made at their own discretion and risk. farenquolystiv shall not be liable for any financial losses or consequences resulting from the use of our services.
6. Intellectual Property Rights
All content, features, and functionality of the farenquolystiv platform, including but not limited to text, graphics, logos, software, and design elements, are owned by farenquolystiv and are protected by United Kingdom and international copyright, trademark, and other intellectual property laws.
User License
We grant you a limited, non-exclusive, non-transferable license to access and use our platform for personal financial management purposes only. This license does not permit you to:
- Reproduce, distribute, or create derivative works of our platform
- Reverse engineer or attempt to extract source code
- Use our platform for commercial purposes without written permission
- Remove or modify any copyright or proprietary notices
7. Limitation of Liability
To the maximum extent permitted by applicable law, farenquolystiv shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.
Our total liability for any claims arising from or relating to these terms or your use of our services shall not exceed the amount paid by you to farenquolystiv in the twelve months preceding the claim, or £100, whichever is greater.
Service Availability
While we strive to maintain continuous service availability, we do not guarantee uninterrupted access to our platform. Service may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control.
8. Termination
Either party may terminate this agreement at any time. You may close your account by contacting our support team or using the account closure feature in your dashboard. We may suspend or terminate your access if you violate these terms or engage in activities that harm our platform or other users.
Upon termination, your right to access the platform will cease immediately. We will retain your data for a reasonable period to comply with legal obligations and allow for account recovery, after which it will be permanently deleted in accordance with our data retention policy.
9. Governing Law and Jurisdiction
These terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or relating to these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Before pursuing formal legal action, we encourage users to contact us directly to resolve any concerns or disputes through good faith negotiation.